Workers' Compensation Limitations

In Texas, workers' compensation helps cover the cost of lost wages and medical bills if you get hurt on the job. It is a helpful safety net, but it is also limited. If you rely on it alone and assume it covers everything, you may be sorely disappointed.

For instance, you do not get any compensation for pain and suffering, no matter what you went through after the injury. While lost wages are covered, you are likely only going to get two-thirds of your standard wages. Can you really make ends meet if you spend significant time in the hospital, making a third less money the entire time? Anyone on a budget knows just how fast that budget is going to fall apart under that strain.

Civil Cases

When workers' compensation is not enough, it may be time to turn to a civil personal injury case to seek additional compensation. This can be especially helpful if you work for an employer does not carry workers' comp insurance or if you got injured by someone else who was not a co-worker and who does not work for the company at all. In the latter case, you could start a third-party claim against that individual.

For instance, a third-party claim could be made against a property owner, an equipment supplier, another contractor who is on the same job site, or a driver in another car. After all, car accidents are one of the top reasons for work-related injuries, and many of them simply involve other drivers on the road.

Reasons For Workplace Injuries

Workplace injuries happen for numerous reasons, including:

  • Car and truck accidents
  • Repetitive motions
  • Falls
  • Machine entanglements
  • Overexertion
  • Slip-and-fall incidents

After any injury, you must know your rights.

Call Now For A Free Consultation

At Byrd Davis Alden & Henrichson, LLP in Austin, Texas, our lawyers know that third-party claims can get complicated. We remain dedicated to fighting for your rights, and we have more than 50 years of experience. Let us guide you through the process. Call today at 512-593-7650 or contact us online. We offer a free attorney consultation.